OAK HARBOR CAPITAL, LLC

Thesis

Oak Harbor Capital, LLC, founded in 2010 and headquartered in Las Vegas, Nevada, is a private equity firm and registered investment adviser focused on acquiring, servicing, and recovering consumer receivables, particularly distressed debt. The firm employs a vertically integrated model, managing all aspects of investment decisions, fund administration, and sponsor duties in-house. Their investment strategy involves purchasing consumer receivables at significant discounts, prioritizing validated claims and strong documentation. They utilize a combination of legal expertise, advanced data analytics, and proprietary technology to maximize recoveries, underpinned by rigorous due diligence and ethical standards. While their core expertise lies in distressed consumer debt, their investment scope has broadened to include private equity and private debt, with a specialization in mid-market buyout investments across diverse sectors within the United States. They aim to provide capital solutions for operational growth and strategic initiatives. Oak Harbor Capital manages approximately $442 million in AUM across 18 active private funds, with a strong emphasis on pooled investment vehicles and private equity assets. They have a history of servicing over $60 billion in claims through affiliated firms. The firm does not identify as an active ESG investor.